Protect Your Home
Title insurance helps protect your ownership rights from hidden risks that could surface after you close. One policy. Lasting protection. Peace of mind for you and your family.
PREPARATION IS KEY
Hidden Risks Can Happen After You Close
Even a thorough title search can't uncover everything. Title insurance helps protect you from:
Unknown Liens
Forged Documents
Recording Errors
Undisclosed Heirs
Boundary Disputes
Easement Issues
Ownership Claims
Permit & Zoning Problems
COMPARE THE OPTIONS
Standard Policy vs. Enhanced Homeowner's Policy
The Enhanced Homeowner's Policy (ALTA Homeowner's Policy) provides broader protection.
| Coverage | Standard Owner's Policy(ALTA Standard) | Enhanced Homeowner's Policy(ALTA Homeowner's Policy) |
|---|---|---|
| Ownership Claims, Forgery & Defective Documents | Standard Owner's Policy | Enhanced Homeowner's Policy |
| Unknown Liens | Standard Owner's Policy | Enhanced Homeowner's Policy |
| Boundary Issues & Easement Disputes | Standard Owner's PolicyLimited | Enhanced Homeowner's Policy |
| Permit & Building Code Violations | Standard Owner's Policy— | Enhanced Homeowner's Policy |
| Zoning Violations | Standard Owner's Policy— | Enhanced Homeowner's Policy |
| Encroachments by or on Your Property | Standard Owner's Policy— | Enhanced Homeowner's Policy |
| Post-Closing Risks (Certain Covered Risks) | Standard Owner's Policy— | Enhanced Homeowner's Policy |
| Expanded Protection for Homeowners | Standard Owner's Policy— | Enhanced Homeowner's Policy |
* Coverage may vary by state and policy. Consult your title professional for details
Which Policy is Right for Me?
Standard Owner's Policy
Great for basic protection against common title risks including:
- Recorded liens
- Recorded easements
- Forgery & fraud
- Defective deeds
- Ownership claims
Enhanced Homeowner's Policy
Adds important protection for risks that could affect your use and enjoyment of your home:
- Building permit issues
- Zoning violations
- Encroachments
- Post-policy title defects
- And more
Why It Matters
Title issues can be expensive
Some claims can cost thousands, or even result in loss of ownership.
Many risks are not discoverable.
Problems can arise years after you close, when it may be too late.
Title insurance protects your investment.
It provides financial protection and peace of mind for as long as you own your home.
Ready to Move Forward?
Get a quote on your next transaction
Tell us about the deal and we'll respond with pricing and availability, typically within the hour. Licensed in New York and New Jersey, one team on your file.