Are You BUYING
a HOME IN NEW YORK?
DID YOU KNOW YOU CAN SHOP TITLE INSURANCE ON YOUR OWN?
TITLE INSURANCE FOR NEW YORKERS BY NEW YORKERS
Let us educate you on title insurance and
how to save money on closing costs
3 STEPS PROCESS…
Closing on your home is about you becoming the legal owner.
The process includes 3 basic steps: The Loan Step, Title Step and The Closing Step.
You can shop title insurance on your own and save an average of $2,000 or more.
Let us educated you on Title Insurance and how to save money on closing costs! We are New Yorkers like you.
1. LOAN STEP
2. TITLE STEP
3. CLOSING STEP
1. LOAN STEP
The Bank loan you the money, you promise to pay back MORE overtime,
they charge you some loan fees and collect insurance and reserves.
The only charge and in most cases mandatory is your Title Insurance Premium. Because, simply, your bank will not allow you to borrow money without it.
2. TITLE STEP
The title company has to find all the necessary Public Records that relate to the Title to House and make sure that The House is really Sellers’ to sell, that is called a title search.
Title Insurance protects you from: forgeries and fraud, improper execution of documents, unpaid taxes and assessments, mistakes in recording of documents, unpaid judgements and liens, unreleased mortgages, incorrect interpretation of wills, and other claims that show up long after the sale.
3. CLOSING STEP
The Closing step is next. Once the information is obtained by E-Title Direct, The Bank at closing requires you to buy Title Insurance to protect themselves and you from the sellers having missing heirs, former spouses or others claiming that The House actually belongs to them.
We make the closing process transparent so that you can be at ease. Our goal is to work with all parties involved to ensure a smooth closing. Get a Free Instant Quote and compare the savings with what other companies offer you. Present our Quote to your Attorney, Lender or Realtor and see if they can match it!
GET A QUOTE NOW
We offer to pay for all the so-called fees and other services other companies charge for.
The fees that you pay for may be called the following:
Municipal Search
Patriot Search
Bankruptcy Search
Escrow Service Charge
Recording Service Charge
and many more
The only charge and in most cases mandatory is your Title Insurance Premium. Because, simply, your bank will not allow you to borrow money without it.
| Typical Competitor | eTtitle | |
|---|---|---|
|
As a buyer, you want to protect your investment and the ownership rights that come with it. This is why it's wise to purchase an owner's policy of title insurance, which will protect your rights as the homeowner for as long as you or your heirs have an interest in the property.
Owner's Policy |
$2,840.50 | $2,840.50 |
|
Lender's policy is required by most lending institutions as a way to insure their security interest in the property. This policy protects the lending institution for as long as they maintain an interest in the property (typically until your mortgage is paid out)
Lender's Policy |
$696.00 | $696.00 |
| Charges | $1,448.13 | Included |
eTitle Direct can save you $1,448.13 due to our low premium rates and low fees.
